Grow premium by as much as 10%

There are good and bad segments in every area of the market. To identify where to target new business, you need access to a population-scale view of risks to guide your decision making. The Cytora Risk Engine reveals growth opportunities within your existing portfolio and profitable new segments outside of your exposure.

 

Access to the Risk Engine unlocks multiple benefits

  • Strategy
  • Distribution
  • Underwriting

Continuously benchmark the performance of your portfolio against the entire market and adjust your appetite accordingly.

  • Identify segments to grow and shrink in your existing book.

  • Identify profitable new segments to target outside of your exposure.

  • Strategy
  • Distribution
  • Underwriting

Discover and target the most attractive opportunities within a trade sector or micro-segment that deliver a target loss ratio over time.

  • Provide brokers with a list of high-quality leads enriched with contact and address information that match your appetite.

  • Target leads in the best performing segments to grow your book in the right areas.

  • Strategy
  • Distribution
  • Underwriting

Reveal under-exploited or mispriced micro-segments within your existing book and profitable new micro-segments outside of your exposure.

  • Instantly differentiate between profitable and unprofitable risks relative to other risks in the same trade sector and strike at the most attractive opportunities.

  • Focus underwriting resources on the risks you want to win.

  • Strategy
  • Distribution
  • Underwriting

Continuously benchmark broker led business against the entire market based on risk quality and ensure you see the best risks from your network.

  • Communicate to underperforming brokers where they are missing the most attractive risks.

  • Refine your broker network over time.

Cytora’s unique approach to risk selection and pricing

Population-Scale

Every insurable risk is
known and ranked

Real-time

Data is updated continuously

Algorithmic

5 years for a human to read the data processed daily

 

Contact us to speak to an expert

 

Improve loss ratios

Continuously tune your portfolio
in response to changing market dynamics

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Improve expense ratios

Automate processes and optimise your bind rate across priority segments

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