Automated decisions for small to mid-market lines

Underwriters often receive incomplete submissions, making it costly to select and price risk efficiently. The Cytora Risk Engine streamlines underwriters' time, identifying the most attractive risks to strike at and precomputing accurate technical prices.

 

Access to the Risk Engine unlocks multiple benefits

  • Strategy
  • Distribution
  • Underwriting

Discover, target and win the most attractive opportunities within a trade sector or micro-segment to deliver the desired loss ratio over time.

  • Reduce your cost to acquire high-quality leads.

  • Focus underwriting resources on leads that closely match your appetite.

  • Strategy
  • Distribution
  • Underwriting

Accurate technical pricing for every submission based on population-scale exposure and loss data.

  • Reduce the time taken to quote and bind.

  • Automate the underwriting process for small to mid-market lines.

  • Strategy
  • Distribution
  • Underwriting

Granular risk scores for every submission prior to any interaction with an underwriter.

  • Instantly differentiate between profitable and unprofitable risks relative to other risks in the same trade sector and strike at the most attractive opportunities.

  • Focus underwriting resources on the risks you want to win.

  • Strategy
  • Distribution
  • Underwriting

Continuously benchmark broker led business against the entire market based on risk quality and ensure you see the best risks from your network.

  • Prioritise and reward brokers who show you the best risks within target segments.

  • Spend less time filtering out low-quality risks.

Cytora’s unique approach to risk selection and pricing

Population-Scale

Every insurable risk is
known and ranked

Real-time

Data is updated continuously

Algorithmic

5 years for a human to read the data processed daily

Interested in learning more?

Contact us to request a callback.

 
 

Grow premium

Target the most attractive risks
in segments you’re already writing

Learn more

Improve loss ratios

Continuously tune your portfolio
in response to changing market dynamics

Learn more