No-code Rules Interface
Cytora's intuitive no-code interface allows enables rules to be easily encoded and refined over time including appetite filtering, prioritization, complexity and skills-based routing. Prebuilt rule templates – purpose configured for commercial insurance - are available to modify and refine. Cytora’s rules interface enables users to determine which fields trigger business logic like tasks, quality checks, and automation. Risk fields can be combined and specified to identify outsized risk and trigger review actions. Rules are applied across all schema fields fulfilled from submission, internal and external data sources.
Automation where possible
Cytora enables powerful conditionality to be encoded through an intuitive interface that enables risk flows to be triggered in the event of field values. For example, when data is incomplete, risks can receive further data augmentation to evaluate their fit, out-of-appetite risks can receive less comprehensive data augmentation from third-party sources to balance data usage with value generation, and risks with lower confidence field values can be directed for quality control.
Assign risks by expertise
Coordinate your team around the risk
Cytora’s rules interface enables field level tasks to be assigned based on powerful conditionality to enable coordination and minimise wasted effort. When fields require human review or human input, the relevant user is matched to the schema field to accelerate the completion of the risk record. The Cytora platform enables multiple people to review and act upon the same risk simultaneously, for example, setting conditionality on where risks need to be reviewed for confidence reasons or when expertise thresholds are required based on predefined complexity levels. Supercharge team productivity by putting tasks in a focused queue entirely independent from the risk submission. Users just do the next task rather than figuring out what to do next.
Human review where required
Balance automation and expertise objectives
To balance speed, accuracy and expertise objectives, users can specify what fields should be automated, validated or completed through input from risk professionals. Fields, where judgment is required, can be flagged for review or completed through administration teams to balance automation and accuracy objectives.
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We pick better risks and with the speed, save operating expenses. Cytora means we can come to better underwriting decisions, save operating expenses, so we increase our margins."
President Starr Insurance Holdings
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