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Powering the future of commercial insurance

Cytora transforms underwriting for commercial insurance. The Cytora Risk Engine uses artificial intelligence to learn the patterns of risks over time, enabling insurers to improve profitability and deliver fairer prices to their customers.

The Cytora Risk Engine

Powered by artificial intelligence, the Cytora Risk Engine helps insurers to target the most profitable risks, improve risk selection and pricing, and deliver questionless underwriting to customers and distribution partners.

We process, extract, verify and connect billions of data points from external and internal sources.

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The Cytora Risk Engine uses artificial intelligence to learn the patterns of different risks and loss outcomes over time and computes a rank, score, and price for every property and company in the population.

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The Cytora Risk Engine generates peril-specific scores to deliver a granular view of each individual risk.

Our configuration layer allows each insurer to dynamically set scores and prices, generating unique discounting and loading rules to support different pricing strategies.

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Driven by data

We believe the key to an improved insurance industry is rooted in the value of data. The Cytora Risk Engine identifies patterns of good and bad risks over time, analyzing billions of data points every day to refine its performance.

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Uniquely configurable

Internal data inputs tune the Cytora Risk Engine to reflect the appetite of each insurance company. Our configuration layer enables each insurer to set unique loading and discount strategies and risk selection parameters.

Latest news

Press

AI-driven pricing is transforming insurance

Mar 21, 2019

Press

Insurers that embrace artificial intelligence and automation will gain a competitive edge that could help them swallow their rivals in the future, experts have said.

Mar 14, 2019

Blog

Speaking on a panel at the Global Insurtech Summit in London last week, our CEO Richard Hartley discussed how data and technology are enabling customer centricity and improving user experiences in insurance.

Mar 13, 2019

Blog

Technology companies are often far removed from the end users of their products. Fostering a culture of user experience research can help to bridge this gap.

Feb 20, 2019

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