Header image

Powering the future of commercial insurance

Cytora transforms underwriting for commercial insurance. The Cytora Risk Engine uses artificial intelligence to learn the patterns of risks over time, enabling insurers to underwrite more accurately, reduce frictional costs and deliver fairer prices to their customers.

The Cytora Risk Engine

Powered by artificial intelligence, the Cytora Risk Engine helps insurers to target the most profitable risks, improve risk selection and pricing, and deliver questionless underwriting to customers and distribution partners.

We process, extract, verify and connect billions of data points from external and internal sources.

Diagram 2

The Cytora Risk Engine uses artificial intelligence to learn the patterns of different risks and loss outcomes over time and computes a rank, score, and price for every property and company in the population.

Diagram 2

The Cytora Risk Engine generates peril-specific scores to deliver a granular view of each individual risk.

Our configuration layer allows each insurer to dynamically set scores and prices, generating unique discounting and loading rules to support different pricing strategies.

Data driven icon

Driven by data

We believe the key to an improved insurance industry is rooted in the value of data. The Cytora Risk Engine identifies patterns of good and bad risks over time, analyzing billions of data points every day to refine its performance.

Configurable icon

Uniquely configurable

Internal data inputs tune the Cytora Risk Engine to reflect the appetite of each insurance company. Our configuration layer enables each insurer to set unique loading and discount strategies and risk selection parameters.

Latest news

Press

Cytora, a U.K. startup that developed an AI-powered solution for commercial insurance underwriting, has raised £25 million in a Series B round. Leading the investment is EQT Ventures, with participation from existing investors Cambridge Innovation Capital, Parkwalk and a number of unnamed angel investors.

Apr 17, 2019

Blog

Speaking on a panel at the Insurtech Insights Conference in London, our CEO Richard Hartley discussed how AI is impacting insurance pricing and enabling underwriters.

Apr 08, 2019

Blog

QBE are deploying some of the most ambitious transformation projects in the insurance industry, increasingly using AI to improve efficiency and accuracy across the insurance process.

Mar 28, 2019

Press

AI-driven pricing is transforming insurance

Mar 21, 2019

Sign up to our newsletter