Commercial insurers are facing increasingly difficult and ever changing market. In order to continue growing and transforming the business they need to dramatically increase underwriting margins while reducing costs and improving operational productivity. Technology and digitisation have an essential role to play and have attracted significant attention and investment to date.

This whitepaper outlines what are the steps that insurers should consider in order to drive efficiency, growth and employee happiness:

• Support underwriting excellence, by turning risks into a decision-ready format, putting them in the context of the portfolio strategy and improving the flow of risks through the business.
• Ensure data quality, by eliminating manual and repetitive data entry and administration and enriching incoming risk with relevant data sets.
• Deliver operational efficiency and scale without adding cost with technology and improve on both data origination and bottlenecks – their broking partners.