Background 5

A world where risk transfer is effortless and fair


Insurance is vital to the economy, giving businesses the confidence to realise their ambitions in the face of uncertainty. But the underlying systems that insurance is built on are failing, leaving businesses vulnerable to risk. Cytora is architecting the future of commercial insurance, enabling insurers to underwrite more accurately, reduce frictional costs and thereby deliver fairer prices to their customers. Our goal is to elevate the insurance industry to a new standard where insurance is simple, fast, and built on a foundation of tractable data.


Founded and spun out of the University of Cambridge
Proprietary Risk Engine technology developed and refined
Launched Risk Engine API
Partnered with world-leading, global insurers such as QBE, Starr and XL Catlin
Opened office in Ljubljana
Closed $7.6M series A round with QBE, Starr and Cambridge Innovation Capital
Risk Engine deployed globally across commercial lines
Opened office in Sydney
Launched Cytora Underwrite

Our People

Cytora was founded by a team of machine learning scientists, data engineers, and strategists. We believe that in the next decade, insurance will become simple, frictionless, and transparent, driven by exponential growth in data liquidity.

Hamzah Chaudhry

Hamzah Chaudhary

Deployment Director

“I get to see my impact every day in the work we do, I’m always being pushed to expand my skillset and knowledge.”

Jose and Adam

José Miguel Antunes

Data Engineer

“I love the diversity of backgrounds and skill sets at Cytora, everyone brings a unique perspective.”

Emma Mayer

Marketing Director

“Everyone is invested in each other’s success. Building a great team feels equally as important as building exceptional products."

Helena Buckles

Business Development

“I enjoy the fast-paced environment, everyone is talented and nobody has an ego which makes work challenging and rewarding.”

Advisory Board

Our advisory board is made up of insurance industry leaders and builders of some of the world's most successful technology companies. Together, we are creating a new way to conceptualise, price and deliver insurance.

Richard Coleman

Richard Coleman


Previously Managing Director of Zurich's UK Commercial Broker business

Bill Byrne

Bill Byrne


Head of Information Engineering division at the University of Cambridge

Ted Briscoe

Ted Briscoe


Professor of Computational Linguistics at the University of Cambridge

Richard Gibson

Richard Gibson

Non-executive Chairman

Previously Executive Chairman at Swiftkey (acquired by Microsoft)

Alan Morgan

Investor and Advisor

Chairman of MMC Ventures, Non-Executive Director of companies including Future Route, Funding Options and Obillex

Paul Forster

Investor and Advisor

Co-founder and former CEO of

Ilkka Paananen

Investor and Advisory

Co-founder and CEO of Supercell

Matthew Grant

Investor and Advisory

Founder of Abernite, former RMS executive